office (415)
883-8043
fax (415) 883-8042
toll-free (866) 891-4059
Q: [How long does it take for an
application to be approved?]
A: [If the underwriter has to check with your doctors it could take
2 to 3 weeks]
Q: [What does "rated up" mean?]
A: [Due to existing medical issues it is possible for a carrier to
charge more than the standard rate]
Q: [What is an independent agent?]
A: [An agent who represents multiple carriers and is not not tied to one company]